Training paid off! I mentioned in my previous MS Mud Run blog that I feared I had started training too late for this year’s MS Mud Run. However, I carved nearly ½ of an hour off my time from last year – even though the course seemed more difficult this year. I believe the improvement came from knowing what to expect and what type of training would better prepare me for this year’s run.

Matt & Maddie at the 2011 Mud Run
When it comes to retirement, knowing how to adequately prepare is not something you can look back on from experience to do it all over again. To get that advantage, you need to seek the help of qualified financial advisors to help you plan for your retirement. Do not try to do it yourself – use the experience of a retirement planning expert to your benefit.
Our team of 13 for this year’s Mud Run included several 1st time “mudders.” They were able to draw on the experience of those of us who had run it the year before. They all did a terrific job, and the fastest finisher of our group was a 1st timer.
As I write this, I’m scheduled to meet with my financial advisor for my retirement plan. I think I’m doing well with saving, but my advisor will go over that and will provide reports to give me peace of mind – or an action plan if improvement is needed. When was the last time you met with your advisor about your 401(k) plan? More important, when is the next time you will meet with him/her?